麦肯锡: 2025 年全球保险报告 ( 英文 65页)

---

目录

寻找有利可图的个人保险增长 1

引言 3

个人险种 P&C 行业机遇 4

影响个人保险的趋势 11

下一步：寻找和实现增长的三种原型 20

结论 24

寻找商业保险的盈利增长 25

简介27

寻找费率上涨以外的增长 28

挑战：获取并维持盈利增长 33

卓越商业财产和意外险业绩的四个关键驱动因素 36

结论 43

生活中及以后的增长和相关性 44

简介 46

拥抱不断变化的格局 48

超越“传统”人寿保险的增长和价值创造途径 53

结论 59

---

Table of contents

Finding profitable personal linesgrowth 1

Introduction 3

The personal lines P&C industry opportunity 4

Trends affecting personal lines 11

Next steps: Three archetypes to find and enable growth 20

Conclusion 24

Searching for profitable growth in commercial lines 25

Introduction 27

Finding growth beyond rate increases 28

The challenge: Capturing and sustaining profitable growth 33

Four key drivers of superior commercial P&C performance 36

Conclusion 43

Growth and relevance in life and beyond 44

Introduction 46

Embracing a changing landscape 48

Avenues of growth and value creation beyond ‘traditional’ life insurance 53

Conclusion 59